[ ] , Ź ° [ ] ¡ Ʈ [3] Ʈ [3] ٽ ٴ ִ ݸ, 3% ?ε ȸ [4] 弭 ' '"Ǽ ƴ " [9] ĴٵŸ, ̱ ̴ ETF [10] (getty) [11] Ѵ 24% ¡ ݺ ͷ źҹ ETF [14] ȿ vs Ͽ ƶ ø ݵ [14] ӽ Ի " ־ " ް û